Short term motor insurance is a relatively new option offered by several specialist insurance companies. It allows you to insure yourself to drive a van of up to 7.5 tonnes for a day or anywhere up to 28 days.
Many people get a temporary van insurance policy if they need to borrow a van to move some bulky items or to use when moving home. It can often be a much more cost effective way to move rather than having to hire a van and driver to help you move house. With a short online form to complete you can have instant fully comprehensive cover.
This is a flexible type of insurance that you can purchase by the day. You may decide to insure yourself for a day to move house but then realise later that day you are going to need to use the van for longer. You can easily log back into the insurance site and add another day on either later that evening or early next morning.
There are several companies that can offer day insurance but there tends to be certain age restrictions. Generally most insurers will need you to be 25 years or older to get a temporary policy. However if you shop around you can get cover if you are 24 or even 23 years of age, any younger than that and you will struggle.
There are also a few other criteria you will have to meet to be able to get insured, don't worry though as most people will meet the insurers requirements. You will of course need to have a full UK driving license, a European Union license will also be acceptable.
You will also have some restrictions on what you can use the van for. Insurers generally will not allow you to use the van for commercial purposes, that is to carry passengers or to do work for reward. If you are using the van for commercial purposes you are going to have to get commercial van insurance.