A temporary van insurance policy allows you to get short term cover for up to 28 days to drive a van up to 3.5 tonnes. This is a flexible way to get covered as and when you need it to drive a van that you are not currently insured to drive.
Temp van cover can be taken out for as little as a day so it allows you to borrow or rent a van and drive it for just one day and only pay insurance for the day that you drive the vehicle. This is a useful type of insurance for both personal and business use with different levels of cover to cover different situations. There are many different circumstances that you may need to get temporary van insurance cover such as borrowing a van from a friend or relative because you are moving house or have some large objects such as a washing machine of fridge freezer to move.
Whilst this type of insurance is a convenient way to get cover quickly for short periods of time. It is useful for businesses who need to get temporary cover for van drivers who they may only need to drive their vans for a day or two. One of the major benefits of getting temporary van cover is that it does not risk your no claims bonus discount as you are using a separate policy. It is also more convenient and less risky than having to add a driver to an existing policy.
Whilst short term insurance is becoming more and more popular it can be difficult to get temp van cover under 25. In fact most insurers will only provide you with a policy if you are 24 years or older, this makes it difficult for under 25's to get temporary van insurance. You can however get a monthly pay as you go insurance policy that can be purchased a month at a time and you can get covered from the age of 17.