Most people do not realise that they can get both personal and business van insurance on a short term or temporary basis. You can get cover for as little as just one day or up to 28 days, the policy can be rolled over up to 2 more times giving you a possible 84 days cover.
It can often make more sense to take out a policy as and when it is needed rather than paying out for a full years annual policy. You may only need to use the van for a day, a weekend or just a week. Being able to get a short term policy in the UK means that you will be able to drive legally on both UK roads and in many European countries who are part of the European Union.
Many insurers now provide temporary van insurance alongside their annual policies, there are also specialist short term insurers who only provide insurance on a temporary basis. This means that you can now get temporary insurance, pay as you go insurance and annual insurance.
Many businesses are now using these types of policies to get cover for temporary workers. This makes it easy for an employer to get instant cover for there employee and even extend it up to 28 days if needed.
There are a few restrictions which most insurers usually enforce to keep the cost of policies down. Generally you will need to be at least 21 years of age, insurance for younger drivers tends to attract higher premiums anyway. You can usually choose between comprehensive and third party cover but as many people are driving vehicles not belonging to them it is usually safer to go with a comprehensive policy just in case you do need to claim for any accidents.
A policy can be obtained online instantly, this makes it great for businesses and people in a hurry. You can also add temporary additional drivers if needed and your no claims bonus on your usual policy will be protected.
The online form for a temporary van insurance policy is much shorter and a lot quicker to fill in than for a standard policy. The whole process is done online and you can pay by credit card. Your policy will be activated immediately so you can drive your van straight away as you can print off a copy of your documents on your computer.